"Smart agriculture" refers to the use of emerging Internet, cloud computing and Internet of things technology to achieve precision planting, visual management and intelligent decision-making of agricultural production, improve the fine management of agricultural production and the safety and quality of agricultural products, which is the development trend of agricultural modernization.

   To speed up the pace of financial innovation, commercial banks should base on the characteristics of regional agricultural production and the diversified needs of agricultural operators, and speed up the pace of financial product and service innovation.